Wear your favorite pieces without worrying

Policies for rings, earrings, necklaces, and more.

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What can you cover with jewelry insurance?

Accidental loss, damage, & theft

Someone steals your necklace. Your engagement ring falls off during a hike. Your bracelet scrapes against pavement. Get it replaced or repaired with a jewelry insurance policy.

Wear & tear repairs

Cover routine maintenance for normal wear and tear, like prong re-tipping, stone tightening, clasp replacements, and more!

International travel

Lose your diamond ring in Barcelona? Earring fall off in Rotterdam? Anything that’s lost or stolen while abroad is covered.

Automatic value adjustments

If the price of gold skyrockets, so does the coverage for your gold ring. This service is complimentary—we want you to always have the right amount of coverage.

Keep other insurance premiums down

Covering jewelry through your renters or homeowners insurance can be expensive. Get a jewelry insurance policy instead.

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FAQs

What items can you cover?

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Rings, earrings, chains, bracelets, watches, pendants, loose stones. You can cover all fine jewelry.

Can you cover non-jewelry items, like art?

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No.

Is my jewelry covered when I’m out of the country?

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Yes, as long as it’s a covered type of loss.

Will I get a cash reimbursement?

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No. Homebody’s jewelry insurance is a repair or replace policy. If you have questions about what you should set your replacement value at, call one of our agents at 1-877-577-0850.

Jewelry Insurance Roundup

Dive into the our favorite articles to help you understand the ins and outs of jewelry insurance.
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